Free review
Social Security Disability Insurance

You paid for this cover. Let’s find out if you can claim it.

If illness or injury has stopped you working, SSDI may owe you a monthly payment funded by the taxes you already paid. Tell us a few things and we will look at where you stand, at no cost and with no obligation.

Free review No obligation Takes about a minute

Free case review

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What SSDI actually is

Social Security Disability Insurance is a federal insurance scheme, and you have been paying the premiums out of every pay cheque you ever earned. When a medical condition stops you working, it pays a monthly benefit. That makes it something you are owed, not something you are asking for.

The difficulty is the process rather than the principle. Claims are regularly turned down for reasons that have nothing to do with how ill someone is — a record nobody requested, a question answered the wrong way, a deadline that passed quietly. Those are the failures worth catching early.

Around two thirds of first-time claims are refused at the initial stage. How a claim is put together and evidenced is one of the few parts of it you can still control.

What we do

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A free look at your situation

Whether your work history and your condition are likely to meet the test, before you spend months finding out the hard way.

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The records you will need

A plain list of the medical and employment paperwork that decides most claims, and who to ask for each one.

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What the stages really take

What happens after you file, what the waiting looks like, and where claims most often stall.

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An introduction, if it helps

If a representative would strengthen your claim, we will put you in front of one who handles cases like yours.

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Answers in ordinary language

No jargon, no pressure, and no charge for asking.

Who tends to qualify

Two things decide it: enough recent work on your record, and a condition expected to keep you from working for at least twelve months, or that is terminal. Age and the kind of work you used to do both count as well, which is why two people with the same diagnosis can get different answers.

Back and joint conditionsHeart and circulationBreathing conditionsMental healthNeurological conditionsChronic illnessSerious injury

What matters is less the name of the condition than what it stops you doing day to day. That is the part a review is actually useful for.

Please read this. My Consumer Assistant is a private service. We are not the Social Security Administration, and we are not affiliated with, endorsed by, or acting on behalf of the SSA, Medicare, or any other government agency. We cannot guarantee that any claim will be approved. Nothing on this page is legal, medical, or financial advice.

Find out where you stand

It costs nothing to ask, and you are under no obligation afterwards.

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